UK FCA second cohort of AI Live Testing applications to open in January 2026

The UK Financial Conduct Authority (FCA) has published an update on its AI Live Testing service. The service aims to promote the safe and responsible adoption of AI in UK financial services through a collaborative, real-world testing environment. The live testing service is voluntary and open to firms that have developed AI proofs of concept and are active in UK financial markets, subject to competitive selection criteria. The initiative complements the FCA's Supercharged Sandbox and follows its September feedback statement on AI benefits and risks. Applications for the first AI Live Testing cohort closed on 15 September. The application window for the second cohort will open in January 2026, with testing commencing in April 2026.

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