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Implementing Regulation under SEPA Regulation on credit transfer reporting templates published in OJ
6 October 2025Commission Implementing Regulation 2025/1979 laying down implementing technical standards (ITS) under the Single Euro Payments Area Regulation or SEPA (Regulation (EU) No 260/2012) has been published in the Official Journal of the European Union. The Implementing Regulation introduces harmonised reporting templates, instructions and a methodology for payment service providers (PSPs) to report on charges related to credit transfers, instant credit transfers and payment accounts, as well as the share of rejected instant credit transfer transactions in a given year arising as a result of asset freezes. The Regulation enters into force on 26 October and is directly applicable across all Member States.
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