EBA final methodology, draft templates and template guidance for 2027 EU-wide stress test

The European Banking Authority (EBA) published the final methodology, draft templates and template guidance for its 2027 EU-wide stress test, together with the key milestones for the exercise. The exercise will assess the resilience of EU banks and the wider banking system. The EBA consulted on the draft version of the documents in June. Following industry engagement, the EBA has streamlined the exercise by reducing the number of required data points by 55%, through simplifying the reporting templates and ensuring closer alignment with supervisory reporting.

The 2027 exercise will also, for the first time, include a dedicated module assessing climate-related risks, although this will not affect the core stress test results. The exercise is due to launch at the end of January 2027, following the publication of the macroeconomic and climate scenarios, with the results expected by the end of July 2027. To give banks sufficient time to prepare, the EBA has published the methodology and templates well ahead of the formal launch date.

Return to main website.