EBA 2027 work programme

The European Banking Authority (EBA) has published its work programme, setting out its key areas of focus and deliverables for 2027. The work programme is structured around three cost-cutting drivers: improving efficiency, fostering resilience and supporting transformation. Key areas of focus include:

• completing the implementation of the EU's 2024 banking package
• implementing the new payment services framework
• supporting crisis management and deposit insurance reforms
• contributing to the Savings and Investments Union (SIU) and the legislative proposals for the revised securitisation framework
• implementing a new supervisory convergence framework
• enhancing stress testing and simulation capacity
• advancing integrated reporting and data sharing
• strengthening internal governance and IT resilience
• continuing work under the Digital Operational Resilience Act (DORA), the Markets in Crypto-Assets Regulation (MiCAR) and the European Market Infrastructure Regulation (EMIR).

The EBA also highlights its commitment to regulatory simplification, proportionality, and reducing unnecessary reporting and compliance burdens, in support of the European Commission's banking competitiveness agenda. Chapter 2 of the work programme provides detailed descriptions of the specific activities that the EBA intends to undertake in 2027, including the timings of those activities.

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